Dental and vision coverage that works with your dentist.

What dental plans usually cover

• Preventive care: cleanings, exams and routine X-rays, often covered at the highest level.
• Basic work: fillings and simple extractions.
• Major work: crowns, bridges, root canals and similar care, often with a waiting period on newer plans.
• Orthodontics: included on some plans and left out of others, so ask before you choose.

What vision plans usually cover

• A yearly eye exam with an in-network eye doctor.
• Frames or contacts up to an allowance.
• Lenses and common lens options, depending on the plan.

What we check before you choose

• Whether your dentist and eye doctor are in the network.
• Waiting periods for basic and major dental work, and whether any apply to you.
• The yearly maximum the dental plan will pay.
• What the premium adds up to over a year compared with the care you expect.

How it fits with your health plan

Dental and vision plans sit alongside your health plan; they don’t replace it. If you’re comparing a private health plan, COBRA or a group plan, we’ll show you what adding dental and vision does to the total yearly cost.